Subpage header. Business photo.

Checking

We focus on the banking, so you can focus on the business plans.
All business checking accounts come with a free debit card, accepted anywhere MasterCard® is accepted. Commercial Bank does not charge for purchases made with this debit card in the USA or for ATM withdrawals from a Commercial Bank ATM

Online Banking access and online statements available at no charge. Business Cash Management provides you with more internet banking options, including bill pay and reduced rates on wire transfers and stop payments. Additional fees may apply. Please see a customer service representative for more details.
MINIMUM DEPOSIT TO OPEN
$200
SERVICE CHARGE $6 per month
INTEREST BEARING NO
PER ITEM FEE $0.15 per debit item, $0.08 per deposit item. No fee if item is drawn on Commercial Bank.
CHECK IMAGES YES
EXTRAS Earnings credit: Charges against the account, if any, will occur only when the cost of handling the account exceeds the earning credit. This earnings credit will be applied as a reduction to your charges.
Service charges and fees associated with your account may be changed by the bank at any time after reasonable notice not less than 30 days.
MINIMUM DEPOSIT TO OPEN $1,000
SERVICE CHARGE $6 per month
INTEREST BEARING Yes with collected balance of $1,000.*
PER ITEM FEE $0.15 per debit item, $0.08 per deposit item. No fee if item is drawn on Commercial Bank.
CHECK IMAGES Yes
EXTRAS
Service charges and fees associated with your account may be changed by the bank at any time after reasonable notice not less than 30 days.
* Interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on these accounts weekly. Interest is credited and compounded to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
*Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items, for example, checks. If the account closes before interest is credited, the accrued interest will not be paid.
MINIMUM DEPOSIT TO OPEN $2,500
SERVICE CHARGE None with minimum balance of $2,500 otherwise $6.
INTEREST BEARING Yes with collected balance of $2,500.*
PER ITEM FEE No fee for first 20 deposited items. $0.08 each additional item. No fee if item is drawn on Commercial Bank.
CHECK IMAGES Yes
EXTRAS Limit of pre-authorized transfers each month. No fee for the first three, $2 each additional withdrawal/transfer.
Service charges and fees associated with your account may be changed by the bank at any time after reasonable notice not less than 30 days.
* Interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on these accounts weekly. Interest is credited and compounded to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
*Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items, for example, checks. If the account closes before interest is credited, the accrued interest will not be paid.
MINIMUM DEPOSIT TO OPEN $200
SERVICE CHARGE None with minimum balance of $1,000 otherwise $6.
INTEREST BEARING No
PER ITEM FEE No fee for any combination of the first 100 debits, deposits, or credits. Over 100 - $0.25 each.
CHECK IMAGES No
EXTRAS This low-cost account is for sole proprietorships and non-profit organizations with low activity.
Service charges and fees associated with your account may be changed by the bank at any time after reasonable notice not less than 30 days.
All business checking accounts come with a free Debit Card, accepted anywhere Mastercard is accepted. Commercial Bank does not charge for purchases made with this Debit card in the USA or for ATM withdrawals from a Commercial Bank ATM.

Online Banking access and online statements available at no charge. Business Cash Management provides you with more internet banking options, including bill pay and reduced rates on wire transfers and stop payments. Additional fees may apply. Please see customer service for details.