What Does Commercial Bank Do With Your Personal Information?
Rev. Date 9/14
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Commercial Bank chooses to share, and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does Commercial Bank Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Do Not Share |
| For our affiliates to market to you | No | We Do Not Share |
| For our nonaffilaiates to market to you | No | We Do Not Share |
| What We Do | |
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| How does Commercial Bank protect my information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We Also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
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| How does Commercial Bank collect my information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
(See below for more on your rights under state law.) |
| Definitions | |
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| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies, such as Commercial Insurance Agency and Commercial Wealth Management.
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| Non‑Affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. Commercial Bank does not share with non-affiliates.
- Commercial Bank does not share with nonaffilates so they can market to you.
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| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partner(s) include insurance companies and brokerage companies.
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| Other Important Information | |
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In accordance with regulations, Commercial Bank will not share information we collect about you with companies outside of Commercial Bank, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable regulations.
Institutions within Commercial Bank
Commercial Insurance Agency and Commercial Wealth Management
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