FREE Kasasa Cash Back®
| DETAILS | KASASA CASH BACK® |
|---|---|
| FREE CHECKING | YES |
| MONTHLY REWARD |
4.00% cash back on debit card purchases (up to $10 every month)* |
| REFUNDS ON ATM WITHDRAWAL FEES. NATIONWIDE* |
Up to $25 per month* |
| NO MINIMUM BALANCE TO EARN REWARDS |
YES |
| NO MONTHLY MAINTENANCE FEES |
YES |
| FREE DEBIT CARD & ONLINE BANKING |
YES |
| UNLIMITED CHECKING |
YES |
| KASASA SAVER AVAILABLE |
YES |
| MINIMUM DEPOSIT TO OPEN |
$25 |
It’s Free! Earn High Interest when you meet your accounts qualifications during a Monthly Qualification Cycle you receive:
- 4.00% cash back on everyday debit card purchases*
- Earn up to $120 cash back per year, $10 per month.
- Plus refunds on ATM withdrawal fees – Nationwide
- When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:
- Up to $25.00 in ATM withdrawal fee refunds (Max $4.99 per transaction)
- When qualifications are not met, ATM withdrawal fees are not reimbursed.
Qualifying for rewards is easy. To earn high interest and ATM withdrawal fee refunds, simply do the following during a Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled in and agree to receive e-statements
Don’t qualify? Don’t worry! Your account is still free. You can qualify again in the next month.
*If the account doesn't qualify for rewards for 6 consecutive months, the account will be changed to another non-reward Commercial Bank account.
FREE Kasasa® Checking
It’s Free! Earn High Interest when you meet your accounts qualifications during a Monthly Qualification Cycle you receive:
- 2.75% APY on all balances up to including $15,000.00 and
- 0.25% APY on all balances over $15,000.00.
- When qualifications aren’t met, you still earn 0.05% APY on the entire balance.
- Plus refunds on ATM withdrawal fees – Nationwide
- When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:
- Up to $25.00 in ATM withdrawal fee refunds (Max $4.99 per transaction)
- When qualifications are not met, ATM withdrawal fees are not reimbursed.
Qualifying for rewards is easy. To earn high interest and ATM withdrawal fee refunds, simply do the following during a Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled in and agree to receive e-statements
Don’t qualify? Don’t worry! Your account is still free. You can qualify again in the next month.
*If the account doesn't qualify for rewards for 6 consecutive months, the account will be changed to another non-reward Commercial Bank account.
Kasasa® FAQs
Is my Kasasa account always free?
Yes. There's never a monthly maintenance fee with any Kasasa account, even if you keep a low balance. Also, there is no minimum balance required to earn your rewards.
Yes. There's never a monthly maintenance fee with any Kasasa account, even if you keep a low balance. Also, there is no minimum balance required to earn your rewards.
Monthly rewards and refunds on ATM withdrawal fees - how?
Yes! The simple things you do to earn your Kasasa rewards (we call them "qualifications") actually help us save money every month. The rewards and refunds are our way of saying "Thanks!"
What happens if I don't meet my qualifications?
You won't earn your rewards, but there is no penalty fee - you still have a free checking account. And you can get right back to earning your rewards the very next qualification cycle.
Why can't I get Kasasa at a megabank?
Kasasa is more than free checking and monthly rewards. It's a vote of confidence in your local community. So be proud, bank local, and get rewarded for it!
Plus Account Checking
Apply Now For Plus Account
Service Charge: $7
Anywhere Banking Tools
- Online banking, mobile banking, bill pay, debit card and e-statements.
Shop local, save local with BaZing savings
- Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Cell phone protection 1, 2
- Receive up to $200 per claim ($400 per year) if your cell phone is broken or stolen.
Identity theft protection 1, 2
- Includes payment card protection, $2,500 in personal identity protection and identity protection and identity theft aid.
Roadside assistance
- Available 24/7 and free to use, up to $80 in service charges
$10,000 accidental death coverage 2
- Peace of mind for the unexpected.
Pharmacy, vision and hearing savings
- Save money on prescriptions, eye exams, frames, lenses and hearing services.
Great interest on your checking balance
1 FREE box of checks each year
Maintain $10,000 in total deposits or $50,000 in loan balances and we'll waive the $7 monthly fee. And, qualify for a discount on interest rate for a loan.
1. Cell phone protection and identity theft protection are subject to additional terms and conditions.
2. Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency.
See a Commercial Bank New Account Representative for full details.
*Bounce ProtectionSM, a discretionary service, will generally be limited $300 overdraft (negative) balance for E-Checking Accounts or $500 overdraft (negative) balance for other eligible personal checking accounts. Any and all bank fees and charges, including without limitation our non-sufficient funds/overdraft fees (as set forth in our fees schedules) will be included in the limit. Customer may opt out of the Bounce ProtectionSM service of the bank at any time. In this case, the items overdrawing the account may be returned unpaid and the account will be still charged the non-sufficient funds/overdraft fee.
Interest Checking
Just the basics, with interest.
- Minimum deposit of $1,000 required to open the account.
- Service Charge is $10. Service Charge is waived when a minimum daily balance of $1,000 is maintained.
- Anywhere Banking Tools
- Limited access to BaZing savings
- Great interest on your checking balance.
E-Account
Just the basics.
- Minimum deposit of $25.00 required to open the account.
- Service Charge is $5. Service Charge is waived when you sign up for e-statements.
- Anywhere Banking Tools
- Limited access to Bazing savings.
- Great interest on your checking balance.
ATM/Debit Cards
Enjoy the convenience of 24-hour cash access and debit card point of sale transactions with our Commercial Bank Debit Card. There are no annual fees and no ATM fees when you use your card at one of our ATM locations. Avoid the hassles of writing a check - simply use your Debit Card instead.